Life insurance, it's one of those grown-up tasks that we all put off and don't want to bother with. Josh and I were no different. We've been putting it off for three and a half years! The process and hassle wasn't something that we wanted to deal with. It's been in the back of my mind nagging me, telling me we need to get it set up as soon as possible. We had been putting it off because we have life insurance through our work. They provide 3x your salary in the unfortunate event that one of us passes away.