The baby step method of paying off debt was made famous by finance guru, Dave Ramsey. In the debt free community, the baby steps are the preferred and most common method of paying off debt. It’s also how Josh and I paid off $133,000 in less than four years. In this blog post, we define what baby steps are, how to start putting the baby steps into action, and give tips and tricks to the baby steps plan.
The most common question I get when people find my Instagram account is how do I get started? I love getting this question because it means they are interested in becoming debt free and are taking the first step to making it happen, so I compiled my answers into this post.