Where are you in your debt-free journey? 

Maybe you’re in the same place I was 3 years ago: 

Adding up all of your debt 

Looking at the total 

Trying not to soil yourself 

Wondering how the hell you’re ever going to get out from under this mess

Or maybe you have a plan and you’re waiting for the right moment to get started.

Perhaps, you’ve already started paying off some debt, but you’re lacking inspiration, motivation, or examples to follow.

No matter how far along the path to debt-freedom you are, the online Debt Free Community can help you get where you’re going. 

 In case someone sent you a link to this page (a not-so-subtle hint?) and you have no idea what I’m talking about it, I will let you in on the secret.  

First, if you have debt, please know that you are not alone. Most Americans live paycheck-to-paycheck and have some form, if not many forms, of debt. 

To give you perspective, I had $75,000 in student loans, $6,000 on a car loan, $1,500 for a new MacBook, and $500 on a California traffic ticket.  

1. Birds Of a Feather Flock Together

Take a moment to consider your inner circle of friends and family. These are the people in “real life” with whom you spend the most time, communicate the most, and share the most intimate details of your life. 

Are they in debt, too? 

Chances are they, like most of us, have consumer debt, student loans, or a combination of the two.

Maybe they even have a mortgage (they must not be millennials living in Southern California, am I right?). 

Have you ever heard the expression, "You are a product of the company you keep?” 

Well, it’s true. 

I remember learning about this concept in graduate school. There are tons of studies on how our IRL social networking influences our behavior, but I don’t want to look them up and risk triggering my grad school-related PTSD.   

The main idea is if everyone around you is in debt, debt becomes normal. 

For most people in this country, it absolutely is normal. 

If you want to change your situation, you need to change your behavior. You need to find the weirdos who are doing the thing that no one else seems to be doing. 

And where do we go these days to meet new people? That’s right, we go online. 

Think of the Debt Free Community like financial Tinder, only instead of getting ghosted or having a disappointing hookup, you get tons of free information, advice, and recommendations to help you improve your financial life. 

You find people with whom you can share your thoughts, ideas, wins, losses, triumphs, and disappointments. Best of all, you make lasting connections with people who share your same goals and experiences. I’d swipe right on that any day!  

2. When You Know Better, You Do Better